While renting makes sense in certain circumstances, there are many compelling reasons why most people are better off purchasing their home. We can definitely help with you financing needs.


*Allows you to renovate nearly any home in any condition with one loan

*Perfect for those homes that need some love to reach their full potential

*Enhances your current home to fit your needs

*All repairs are added to your mortgage to make a new first mortgage with one payment

*Loan is based on the estimated value of the home

Wondering Whether you Should Buy or Rent?

While renting makes sense in certain circumstances, there are many compelling reasons why most people are better off purchasing their home:

Customize your Home. When you buy a home, it’s yours. If you don’t like the paint in the kitchen… change it! If you want more trees in the backyard… plant them! When you rent, you have very little freedom to customize your home or apartment. When you buy a house, it’s yours, and you can turn it into the home of your dreams.

Build Equity. When you rent, you’re passing your money on to your landlord. When you buy, you’re building equity in your own home. When you’ve paid off your mortgage, the home is yours… and you won’t have to make housing payments any longer. If you rent, you’ll be making rent payments for your entire life!

No More Landlord Headaches. When you rent, you’ve got to deal with a landlord. He or she may demand the right to inspect your house at any time, and could even evict you if you aren’t following all of his rules. When you own a home… it’s yours! You don’t have to answer to a landlord. You’re the boss, and you can do what you like in the privacy of your own home.

Your Fixed Rate Mortgage Won’t Rise, Unlike Rent. Rent is always rising. But if you lock in a fixed-rate mortgage, you can keep making the same monthly payments until your home is paid off. No more nasty surprises when the landlord decides it’s time for the rent to go up!

Tax Breaks. As a homeowner, there are a variety of tax credits and deductions that you can take advantage of. While the specifics will vary depending on where you live, you can generally expect to receive deductions for interest you paid on your mortgage, energy-efficient improvements, and more. Renters get none of those advantages.

Florida Hometown Heroes First Mortgage Programs

The Florida Hometown Heroes Housing Program makes homeownership affordable for eligible community workforce.

This program provides down payment and closing cost assistance to first-time, income-qualified home buyers so they can purchase a primary residence in the community in which they work and serve. The Florida Hometown Heroes Loan Program also offers a lower first mortgage interest rate and additional special benefits to those who have served and continue to serve their country.

Anaika Suarez

Anaika was born in Cuba and Miami became her second home.

She received an AS degree as a Junior Accountant and extended her knowledge by obtaining a real estate and Mortgage Loan originator license. Her years of experience in accounting and financial background helped her gain valuable skills that allow her to provide the best service to her clients. Her goal is to help guide you to find the best investment and how to make it grow. From applying for a loan or investing, you are in the right place! She prides herself on having a strong work ethic, attention to detail and positive attitude. Her goal is to make each client feel comfortable and at ease with the process of lending by providing a clear and constant communication.

The time to own your dream home is now. Lets us assist you in the process.


Anaika Suarez


NMLS ID: 2313545


(305) 992 8276