• Commercial Loans

    Commercial Loans

    BENEFITS & FEATURES

    You’ll love the personalized and professional service you receive when working with our entire team!


    INVESTORS LOAN PROGRAM 1-4

    Purpose of this loan : Purchase, Rate/Term refinance, Cash out Refinance

    Loan amount: $100K – 2M

    LTV: Up to 75% LTV

    Property Type:

    • Investor 1 – 4

    Documentation: Simple Documentation (No DTI / Started)

    Amortization: 30yr. Fixed full amortized, or 5/25 (5yr Interest only Option)

    Occupancy: Non-Owner Occupied – SFR, Condo, 2-4 units

    Foreign Nationals: 65% LTV

    QUALIFICATIONS

    • The minimum allowed Fico Credit Score of 650 (600 @60% LTV)

    To apply, simply contact us today,


    FIX & FLIP LOAN PROGRAM

    Purpose of this loan : Purchase, refinance, (Provide funds for rehab)

    Loan amount: $75K – 2M

    LTV: 80% up to 100% of rehab cost.

    Property Type:

    • Investor 1 – 4 only (SFR, Condo, 2-4)

    Documentation: Simple Documentation (No DTI / Started)

    Amortization: 12 months I/O

    Foreign Nationals: 65% LTV

    QUALIFICATIONS

    • The minimum allowed Fico Credit Score of 650 (600 @60% LTV)

    To apply, simply contact us today,


    SBA LOANS PROGRAMS 7(a)

    SBA 7(a) loan uses; working capital (Short and long term) Purchases of equipment, or Real Estate, Construction or renovation building, establish a new business assist in purchase, operating or expansion of an existing business.

    Loan amount: $25K – 5M

    Term: 10 yr for Working Capital, 25 yr for commercial Real Estate.

    Down Payment: 10%

    To apply, simply contact us today,


    SBA LOANS PROGRAMS 504

    SBA 504 loan uses; similar to 7(a) but no working capital. Purchases of equipment, or Real Estate, Construction or renovation building, establish a new business assist in purchase, operating or expansion of an existing business.

    Loan amount: Up to 5M

    Term: 10, 20, 25 yrs.

    Down Payment: 10% -30%. Varies on age of business and use of funds.

    To apply, simply click the Contact Us Button Bellow:


    COMMERCIAL PURCHASE

    Purpose of this loan : Purchase, Rate Refinance, cash out refinance

    Loan amount: $250k – 5M

    LTV: Up to 70% LTV

    Property Type:

    • Office Condo
    • Office building
    • Retail Space
    • Strip Mall
    • Warehouse
    • Self-storage
    • Automotive shops
    • Motel/Hotel
    • Mobile home parks/ campgrounds.
    • Mobil home parks/ campgrounds
    • Non-traditional churches
    • Funeral Homes
    • Bed and breakfast

    Documentation: Simple Documentation

    Amortization: 30 yr Fixed, or 5/25 (5 yrs interest only Option)

    Occupancy: Non-Owner Occupied

    Foreign Nationals: 65% LTV

    QUALIFICATIONS

    • The minimum allowed Fico Credit Score of 650

    To apply, simply click the Contact Us Button Bellow:


    CMBS LOAN PROGRAM

    Purpose of this loan : Purchase, Rate Refinance,

    Loan amount: $2M – 50M

    LTV: Up to 75% LTV

    Property Type:

    • Multifamily 5+
    • Manufactured Homes
    • Office Condo
    • Office building
    • Retail Space
    • Mix use
    • Industrial
    • Warehouse
    • Self-storage
    • Limited service Hotels,
    • Office,
    • Student Housing

    Documentation: Full Documentation

    Amortization: 20, 25, 30yr.

    Loan Terms. 5, 7, 10yrs.

    Rates: Interest only case by case.

    DSCR: 1.25x

    Foreign Nationals: 65% LTV

    QUALIFICATIONS

    • The minimum allowed Fico Credit Score of 680

    To apply, simply click the Contact Us button below.


    The following may apply for commercial loans:

    • No Bankruptcy Chapter 7 or 11 in the last 4 years.
    • No Bankruptcy Chapter 13 in the last 2 years from discharge date or 4 years from dismissal date.
    • No Short Sale or Deed-in-lieu in the last 4 years.